The Best Way to Purchase Cheap Car Insurance for Young Drivers

May 7th, 2011 No comments

In spite of popular opinion, cheap car insurance for young drivers does exist and isn’t actually all that hard to find. Countless online resources make it possible to nab comprehensive and quality coverage for teens without having to pay top dollar. Prudent shoppers use the most capable tools in order to maximize their savings.

Every insurance company wants to get new business. They attract new customers by offering special incentives to drivers of certain demographics. Some big name companies offer rewards to larger groups while even the smaller, newly established insurers have great rates for at least small groups of potential customers. T

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Keep Your Hands Off My Medicare!

May 6th, 2011 No comments

By Katrina vanden Heuvel for the Nation –

It’s been a common refrain of politicians in Washington for as long as the capitol has been unpopular: “It’s good to get outside the Beltway, good to go get back to the real America.” But in recent days that cliché might feel a bit stale for Republican House members, who voted last month for Representative Paul Ryan’s budget proposal. Inside the Beltway, Ryan is called “courageous,” a “visionary,” a “serious man,” for having the bravery to put forth a budget that pays for tax cuts for the wealthy by ending Medicare as we know it. Back home in his district,

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Markel Programs, Whorton Insurance to Offer Mobile Food Vendor Program

May 6th, 2011 No comments

Markel Programs has partnered with Whorton Insurance Services, Inc., a managing general agency, to offer immediate availability of a multi-line admitted program for independent mobile food vendors through Markel’s network of appointed retail agents.

Coverages available include general liability, auto, umbrella, crime, inland marine, and excess limits up to $5 million.

Target classes for the program include small-to-medium size mobile food vendors that are individually owned or operated, such as licensed hot food and cold lunch trucks, gourmet coffee vendors, and catering trucks. T

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Fast-tracked health insurance bill clears House vote

May 6th, 2011 No comments

In a party-line vote on Thursday,  House Republicans gave initial approval to a package of sweeping changes in Maine’s health insurance laws, overriding minority Democrats’ objections that lawmakers had not had time to read the contents of the bill or consider the implications of their vote.

Republicans say the changes are needed to stimulate competition in Maine’s stagnant health insurance market, support the business community and bring younger, healthier Mainers into the insurance risk pool.

Democrats say the provisions will raise premiums for older Mainers and those who live in rural areas, drive those with chronic illness into plans with poorer coverage, and worsen the social and economic divide between Maine’s poorer, older and more rural north and its more affluent, youthful and populous southern regions.

The party-line vote was 76 in favor, 72 opposed, and three absent. The Hous Full Post…

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Is A Health Savings Account The Same As A 501(c)3?

May 5th, 2011 No comments

If you are wondering if Health Savings Accounts are the same as 501(c)3 corporations, then the answer is no. A 501(c)3 corporation is a tax-exempt organization formed for the purpose of educational or charitable activities. Health Savings Accounts, on the other hand, are simply a tax-advantaged way of saving money when it comes to paying for future medical bills.

A Health Savings Account basically helps reduce your income taxes – both federal and almost always state taxes. Contributions placed in your HSA are tax-deferred and withdrawals are tax-free when used to pay for qualified medical expenses. A 20-percent penalty may apply if you use the money for other purposes.

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Selling Your Old Car and How You Can Get a Buyer to Pay a Higher Price

May 1st, 2011 No comments

You are obviously going to want to get the most money that you possibly can if you are trying to sell a used car. The amount of money that your car has depreciated by can be annoying especially if you had paid a small fortune for it in the first place. You could find that the amount of money that you are offered is insultingly low unless you are a bit careful when selling your old car. You need to bear in mind, that most buyers will be trying to get your car for as little as they can and in most cases they will succeed.

If you want to ensure that the buyer will pay as much as possible for your car then the tips below will help.

- Make sure that your vehicle looks spotless as this is going to impress the buyer more.

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Health Savings Account Tax Tip

April 30th, 2011 No comments

Although Health Savings Accounts have been around since 2004, many people are still missing out on the tax savings they offer because they don’t understand how a Health Savings Account (HSA) works.

HSA Plans are really simple. They’re so easy to use that you don’t even need to itemize deductions to take advantage of their savings when you file your taxes.

Kathy Pickering of H&R Block says, “You put your money into the Health Savings Account tax free, and then it grows tax free.

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