Marsh sums up geo-political risk for global energy firms

March 7th, 2012 No comments

Despite the recent period of geo-political turmoil, many economies are presenting increased growth opportunities for global energy firms, claims Marsh.

On its latest Political Risk Map, Brazil, Bolivia, Chile, Colombia, Indonesia, Mexico, Peru, Russia, Thailand, Turkey and Uruguay are highlighted as economies with potential, given certain improvements in their legal and regulatory regimes.

Higher-risk countries also showing improvements in the business environment include DR Congo, Mongolia and Myanmar.

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Lives Shattered

March 6th, 2012 No comments

My first year managing the LIFE Lessons Scholarship Program, I was introduced to Giavanna Ficarra. As I watched her video submission to apply for a college scholarship, I remember feeling so sadden by her story. It brought tears to my eyes to hear that her father, who was a land developer, was shot and killed, leaving behind his three daughters. To make matters worse, he hadn’t renewed his life insurance policy.

Every time I watch it, I’m reminded how life shattering it can be when a parent dies and there is no financial support for those left behind. It’s traumatic enough for teens to lose the most significant person in their life, but then to have to worry about all the financial stresses ahead of them is devastating. Gigi

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Family health insurance

February 29th, 2012 No comments

Are you looking for a family health insurance with health coverage for you and your family?

September is the month of back to school for many families, and that means a huge expense for these families who have no time or money to think about family medical insurance, or investing in health insurance for family assistance .

But do not let the high price of books mislead us, as it only needs to look at social security and see how this increasingly collapsed, and it will be with Influenza A. So what happens when a family wants to take the child to the pediatrician or general practitioner?

A family health insurance can be the solution.

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Life Insurance Quotes – How Accurate are They?

February 23rd, 2012 No comments

Your life insurance premiums are derived by estimating your risk of dying.  Insurance companies use specific health criteria in order to place you in a risk category or health class, as its commonly called.  There arent industry-wide labels for these classes, but you will usually see these health class designations:  Preferred Best (Plus), Preferred, Standard (Regular) Plus and Standard (Regular).  Below these are sub-standard or table-rated designations.

When you get life insurance quotes online, the quoting websites uses various types of quote engines to produce your quotes.  The most accurate quotes are based on specific health data age, sex, tobacco use, height and weight, cholesterol, blood pressure readings, family history and driving history.  While there are other factors that contribute to ones health class (health history, current health and medications), the ones mentioned above can be programmed into a quoting system, so each insurance companys underwriting guidelines factor into the health class and premium quotes.

Some life insurance quote websites will not ask any health information and will ask you guess which health class you think youre in.  Some of these will help you out with a grid of generic guidelines for each health class (e.g., cholesterol below 225 or blood pressure controlled with medication).  It has been my experience that when you allow one to  guess his/her own health class, one will usually choose one higher than one is actually in.

 A quote is only a quote and it isnt guaranteed.  Its a best-guess estimate.  the final quote from the insurance company comes at the end of underwriting when the policy is issued. You can acc

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Axa PPP Provides Medical Cover for Abiraterone

February 16th, 2012 No comments

It has been recently revealed that the second largest private medical insurance company in the UK has changed its opinion on Abiraterone, a drug used to treat patients suffering from advanced prostate cancer.

Axa PPP has announced that it would be providing medical insurance cover for the drug and would be paying for it. Confirming the news Axa PPP spokesperson said that they have gone in line with Bupa and WPA as they think that it would be right thing to do.

The company is the latest entrant in the list of policy insurance companies which provide insurance for the drug. Another two companies which provide Abiraterone are Bupa and WPA. Both of the companies pay £3,000 a month for a single patient.

Dr.

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Business Insurance in UK

February 7th, 2012 No comments

Don’t you think it’s high time for you and your company to live a stress free life? There are many challenges in the corporate world and the risks that go with it are just too much for you to handle with your hands already full with your day to day planning of your business strategies to get to the top. To be in business in today’s world is a daunting task to say the least. Is there still an available solution out there, whom are very much willing to help you hand in hand?

Well there is and it is about time you let someone else ease up your burden by getting a business insurance. It takes care of all the risks that go with your business so you can focus on the most important aspects of running your company and all your worries could just be a thing of the past.

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What Can Fruit Flies Teach Us About Life Insurance?

February 5th, 2012 No comments

I often marvel at how fast my kids (ages 13, 12, 10 and 10) are growing up. When I sort though photos of their early years, it sometimes feels like it was just yesterday that they began to crawl or utter their first words. Of course that’s not the case – but what if it was. What if everything we experienced in our lifetime, from our own childhood, to marriage, kids, retirement and even death was condensed from years into only a few short days?

It may be hard to imagine, but such is the life of a fruit fly. They’re known for their famously short lives. The average life span of a fruit fly is a mere 30 days. So why am I educating you about fruit-fly mortality on a blog intended to shed light about issues related to human mortality? Well…

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